Kleinschmidt Insurance can help you select the coverage you need for your business.
Available coverages include:
For any business that provides a parking service, it is imperative to have a garage keepers insurance policy. Examples would include restaurants or establishments that provide valet service, towing companies and auto mechanics. Basically, if your business parks, drives or transports automobiles, a garage keepers policy should be considered.
On-Hook Towing coverage is a type of insurance policy that helps protect the towing business in the event that there is damage or vandalism while the car is being towed. Basically, on-hook towing insurance is self-explanatory; the coverage is needed to protect vehicles owned by someone else during the actual towing process while the vehicle is hooked.
A towing company is called to pick up a vehicle that will not start. In route the tow truck has to make a stop for gas and the towed car is damaged when pulling into the gas station by not correctly gauging the turn. In this case, the on-hook coverage could help pay to repair the customer’s vehicle.