Kleinschmidt Insurance can help you select the coverage you need for your business.
Available coverages include:
For any business that sells or serves alcoholic beverages, it is imperative to have a Liquor Liability insurance policy. While General Liability policies may provide protection related to the incidental service of alcohol, a Liquor Liability policy protects you should clients or patrons sue your business for damages related to their intoxication, even when they leave the premises. Establishments would include restaurants, bars, catering companies, and entertainment venues.
Food Spoilage coverage is a type of insurance policy that reimburses you for the cost of your lost food and beverages due to events such as a prolonged power outage, equipment breakdown or failure, and mechanical breakdown. Protecting your businesses food inventory with food spoilage coverage is a relatively inexpensive solution before a loss occurs.
The professionals at Kleinschmidt Insurance will design an insurance program tailored to your specific business. This is followed up with exceptional client service throughout the year including insurance guidance, risk management and safety programs, as well as workers’ compensation and mod analysis at no extra cost.