Employee Benefits

We have the most comprehensive, yet cost effective, benefit programs available in the marketplace.

The Kleinschmidt Agency, Inc. Health & Benefits Team offers full service benefit consulting dedicated to providing our clients the most comprehensive, yet cost effective, benefit programs available in the marketplace. Our experienced consultants focus on reducing costs utilizing long term cost containment strategies and technologies. We combine the full depth and breadth of our resources with professional and friendly service to provide you the service and results you expect.

We are committed to your business success through custom employee benefits plans that focus on cutting costs, not benefits. Many agencies try to reduce costs by reducing benefits or seeking new carriers. Our consultants focus on trying to find a better way to stay where you are. Utilizing our benefit management strategies often results in a substantial savings without the need to change health carriers or reduce benefits at all.

Group Health Insurance

We understand the challenges businesses face in providing employee benefits. Medical insurance is often the core of a group package. Employers face the challenge of navigating the often complex issues of various state and federal healthcare reform laws and regulatory requirements while determining how to best meet the needs of their employees. Whether your company has 10 employees or 1,000, we can partner with your business to keep costs under control, yet enhance loyalty and job satisfaction by providing excellent claims service to your employees.

Let our professional coverage experts help you determine your goals and recommend employee benefit plan and administration strategies that allow you to provide the best employee options at the lowest possible price.

Our experts are experienced with implementing the latest plan innovations in all facets of health insurance. From Wellness Programs, to Health Reimbursement Arrangements, including an unlimited range of self-funded plan options, our consultants have the knowledge and experience in designing and implementing employee benefit programs.

Group Life Insurance

Group life insurance is a valuable addition to your employee benefit program. There are advantages to be gained by both the employer and employee when a group life insurance plan is offered.